No experience
Employment Type:
Full time
Job Category:
Loan Officer
(This job is no longer available)
Union Home Mortgage Corp. | Leesburg, FL
Grad Date

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Job Description


Loan officers are responsible for building a referral network and providing loan opportunities while developing loan applicants through evaluating applicant information and documentation.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

Licensing/Educational Requirements

  • Complete state and federal requirements including but not limited to pre-license education, state and federal testing and federal background checks to obtain an appropriate license to conduct business in all states deemed necessary by the company.
  • Complete required continuing education deemed necessary by federal, state and company guidelines.
  • Renewing all licenses 30 days in advance of the required renewal time-frame.
  • Update job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks and participating in professional organizations.

Applicant Qualification

  • Advise and educate customers of the home buying or refinancing process
  • Complete a preliminary review to qualify potential customers within specified limits based on their current and future financial needs.
  • Work with customers in-person or remotely to obtain information for loan applications.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Inform applicants of the loan process; assist by answering questions with timely response to requests.
  • Evaluate the applicant's financial status, credit, property evaluations and documentation by confirming credit worthiness.
  • Improve loan applications and documentation by informing applicants of qualification requirements.
  • Assist and advise customers of the best loan product available to fit their desired result.
  • Act in accordance with real estate contracts by explaining provisions to applicants, obtaining executed loan packages and collecting credit report/appraisal fees.
  • Utilize management to assist in qualifying the customer when needed.
  • Maintain customer confidence by following state and federal confidentiality guidelines.

Formal Loan Application/Processing/Closing

  • Act in accordance with real estate contracts by explaining provisions to applicants, obtaining executed loan packages and collecting credit report/appraisal fees.
  • Marry the applicant with the best mortgage product to fit their needs.
  • Loan Officers must follow UHM Minimum Origination Standards and 3/2 policies
  • Complete the formal application/interview.
  • Execute technological mortgage application documents with the customer.
  • Formally submit the loan through processing.
  • Track the mortgage process through closing with constant contact to the customer and referral sources directly and/or utilizing automated systems.
  • Loan Officers are responsible for independent pipeline management including accuracy with secondary lock execution and estimated closing dates through formal closing.


  • Mortgage Loan Officer experience and current book of business is required
  • Encompass experience a plus


Applicants must be eligible to work in the specified location