Experience:
No experience
Employment Type:
Full time
Posted:
3/15/2019
Job Category:
Accounting
See more jobs for students and recent grads who studied:
Credit Associate - Inventory Finance - Bloomington
TCF Bank | Minneapolis, Minnesota
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Job Description

Position Summary

This is an entry level credit position designed to provide an introduction to all facets of the documentation, funding, and portfolio departments which will provide the necessary background in order to develop into a well-rounded credit analyst. The role will involve analyzing and monitoring creditworthiness of assigned customers/accounts, spreading financial statements and ultimately recommending and/or approving credit within established guidelines.

Major Areas of Accountability:

* Review and analyze various transactions. Includes review and analysis of applications, financial statements, balance sheets, D&B reports, etc.
* Assist in preparation credit write-ups and Moody's spreads when appropriate in accordance with credit policy and procedure.
* Complete ratio and trend analysis to determine if a customer is eligible for financing. Review findings with more experienced Analyst or Manager.
* Learn, understand and follow credit policy and procedure and work with other departments to improve understanding and compliance.
* Assist in the annual financial statement follow-up to borrowers and track and monitor the receipt by the Bank of this information
* Complete credit write-ups for Application Only and Financial Statement transactions. Present transaction to Manager when applicable. Communicate decisions once approved by Manager.

Minimum Qualifications:

* Bachelor's degree in Finance, Accounting, Business or related field.
* 0-1 years credit underwriting experience.
* Detail oriented with the ability to analyze cash flow, leverage and gauge customer strength.
* Good written/verbal communication and presentation skills.
* Ability to make sound business judgments while protecting the interests of the bank.
* Good technical skills.

Preferred Qualifications:

* Prior business internships

TCF Statement

Build your career with TCF

You have room to grow at TCF. We promote from within whenever possible. You can expand your career in the financial services industry through our network of operations: retail and commercial banking, inventory and equipment financing, and corporate services. Established in 1923, TCF has maintained a strong foundation. TCF has over 340 branches in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana, Arizona and South Dakota, providing retail and commercial banking services. TCF also conducts commercial leasing, indirect auto finance, and equipment finance business in all 50 states, and commercial inventory finance business in all 50 states and Canada.

Build a better community with TCF

We are helping make life better in the communities we serve, and we encourage our team members to do so as well. We offer free financial education for teens and adults. Our foundation contributes more than $3 million annually, with preference for organizations where our team members volunteer. We match team members' contributions to qualified

Organizations and we match volunteers with organizations that need the time and talents our team members can provide.

Our Benefits

TCF encourages open employee communications and promotes from within whenever possible. We offer competitive pay, a comprehensive benefits plan, and opportunities for career advancement. For more details on our benefits, click on the Employee Benefits link on our career page.

We're proud to be an equal opportunity employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, or other status protected by applicable law. TCF is proud to be an affirmative action/equal opportunity employer. Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

About TCF Bank

TCF Financial Corporation is a Wayzata, Minnesota-based national financial holding company with $16.5 billion in total assets. The company has 445 banking offices in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana and Arizona, providing retail and commercial banking services. TCF also conducts leasing and equipment finance business in all 50 states.

This company profile was created by AfterCollege and is about TCF Bank. This page is not endorsed by or affiliated with TCF Bank. For questions regarding company profiles, please email: care@aftercollege.com.