Experience:
1-3 years of experience
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Employment Type:
Full time
Posted:
8/7/2017
Job Category:
Accounting
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Credit Analyst
Suntrust Banks, Inc. | Orlando, Florida
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Job Description

Credit Analyst-W442009

Description

As part of the centralized consumer loan centers, this position has primary responsibility for reviewing credit applications, rendering credit decision, negotiating the term and appropriate rate of approval/counteroffer, and specifying credit and collateral documents. Must not exceed credit and rate exception thresholds and must meet SPA measurements. Work along side the Processor to gather and evaluate necessary documentation and to verify income. Act as primary contact to the client and STI bank partner.

Review and evaluate consumer credit applications of a moderate to complex nature in compliance with STI policies and procedures and federal regulations. Communicate loan decision, utilize strong sales and negotiation skills to communicate loan decision to maximize borrowing potential and in partnership with the Processor coordinate the loan closing. Lending authority up to $75M secured/$25M unsecured.

Is registered and maintains active, SunTrust sponsored registration in the Nationwide Mortgage Licensing System and Registry (NMLSR) and has been assigned a unique identifier number in compliance with the federal S.A.F.E. Act requirements.

Qualifications

Basic Qualifications:

• High Schools degree or equivalent.
• In-depth knowledge of consumer lending products and credit policy with 1 year underwriting experience.
• Demonstrate ability to analyze financial and cash flow statements and tax returns.
• Provide evidence of strong communication, sales and negotiation skills and computer knowledge.
• Detail knowledge of real estate industry terminology and practices and ability to review and evaluate documents.
• Satisfies regulatory requirements for holding the position, including determined by SunTrust to meet the qualification standards imposed by the Loan Originator Compensation rule of the Truth in Lending Act.

Preferred Requirements:

• College degree in finance, accounting or business.
• 2 years consumer underwriting experience in a fast pace customer service orientated team environment

Job:Consumer Lending
Primary Location: FL-Orlando / Central FL Area
Work Locations: Orlando Operations Center

7455 Chancellor Drive

Orlando 32809

Schedule:Full-time

Equal Opportunity Employer: SunTrust supports a diverse workforce and is a Drug Testing and Equal Opportunity Employer. SunTrust does not discriminate against individuals on the basis of race, creed, color, gender, religion, national origin, age, disability, veteran status, pregnancy, marital status, citizenship status, sexual orientation, gender identity, genetic information, or any other classification protected by applicable laws.

To review the EEO Poster, copy and paste the following link into your brower: http://www1.eeoc.gov/employers/upload/eeoc_self_print_poster.pdf http://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf

About Suntrust Banks, Inc.

SunTrust Banks, Inc. (SunTrust) primarily operates as a financial services holding company. Through its principal banking subsidiary, SunTrust Bank (the Bank), the Company provides deposit, credit, and trust and investment services. Through its subsidiaries, SunTrust also provides mortgage banking, credit-related insurance, asset management, securities brokerage and capital market services. The Company operates in five business segments: Retail, Commercial, Corporate and Investment Banking (CIB), Wealth and Investment Management, and Mortgage. The Bank operates primarily in Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Virginia and the District of Columbia. SunTrust provides clients with a selection of technology based banking channels, including the Internet, automated teller machines (ATMs), personal computers and around-the-clock telebanking. In May 2008, SunTrust completed the acquisition of GB&T Bancshares, Inc.

This company profile was created by AfterCollege and is about Suntrust Banks, Inc.. This page is not endorsed by or affiliated with Suntrust Banks, Inc.. For questions regarding company profiles, please email: care@aftercollege.com.