And lastly, PSECU is one of the strongest financial institutions in the state for our asset size. As you can see in the financial reports that we post each month on our Web site, we hold more than $270 million in reserve for our operations. You should know that our records are meticulously audited each year by our internal and external auditors. In addition, PSECU's financial records and operations are examined annually by the State Department of Banking and the National Credit Union Administration. Because of the actions that we have taken and our overall philosophy, PSECU remains in a very ...


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