Nicholas Financial, Inc. (Nicholas Financial-Canada) is a holding company. The business activities of Nicholas Financial-Canada are conducted through its two wholly owned subsidiaries Nicholas Financial, Inc. (Nicholas Financial) and Nicholas Data Services, Inc., (NDS). Nicholas Financial is a specialized consumer finance company engaged in acquiring and servicing contracts for purchases of new and used automobiles and light trucks. To a lesser extent, Nicholas Financial also makes direct loans and sells consumer-finance related products. NDS is engaged in supporting and updating industry-specific ...


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