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"We're an eight-year-old coalition of organizations that pull together to provide programs and services to increase the financial stability and financial opportunities for working families in Baltimore City," said Joanna Smith-Ramani, director of Baltimore CASH. CASH is an acronym that Smith-Ramani said stands for "creating assets, savings and hope." A provider — through of a host of member service groups — of community-based, direct financial counseling and tax preparation services to low-income residents, Baltimore CASH and its trade association, Maryland CASH, enlisted call center-equipped ...


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