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Intern - Franchise Finance
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First Horizon National Corp. | Scottsdale, AZ
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Job Description

This internship will be part of First Tennessee's FRANCHISE FINANCE group.

Position is located in Scottsdale, AZ.

This Internship will provide:

* Knowledge of the company's First Power culture, vision and mission statements
* A broader perspective on how First Horizon services the community and region as a whole.
* The opportunity to participate in and/or lead the completion of assigned, short-term projects requested by managers
* The opportunity to acquire specific skills that are needed to achieve professional goals and aspirations.
* Hands-on work experience in the field

Our Internship program is a 9 week PAID program that starts on Monday, June 3, 2019 and runs through Friday, August 2, 2019.

Value for Intern:

* Learn the various functions within the franchise finance specialty line of business
* Conduct industry research and produce industry specific resources for clients and prospects
* Financial statement analysis


The intern will work closely with the franchise finance relationship team to produce industry specific resources for clients and prospects. The intern will work closely with the risk team to support the credit analysis process.

Job Description:

* The Credit Analyst Intern will work closely with credit team to determine risk involved in lending money to commercial customers and supports Commercial Portfolio Managers (PM), Relationship Managers (RM), and Credit Risk Managers (CRM) through financialstatement spreading and analysis of new commercial loan requests as well as existing credit relationships. Assists in analyzing such factors as income growth, margins, trends, quality of management, market share, potential industry risks and collateral appraisal.
* Spreads financial statements using the bank's spreading program. Assists in preparing projections and compiling sensitivity analysis. These spreads provide PMs and RMs with common size information, key ratios, cash flow reports, and RMA industry peer groupcomparisons. Utilizes applicable software program to track and monitor companies' compliance against covenants.
* Monitors compliance with loan agreements and is involved with credit grading through annual financial statement reviews and analysis. Works with and proactively communicates with the PM, RM and/or CRM regarding credit findings.
* Conducts industry research and analysis, summarizes trends, threats, opportunities and forecasts to produce industry specific resources for clients/prospects. Updates data and charts for industry, economic and consumer metrics. These may include LOB reportouts/presentations, brand presentations, white papers for publication and/or customer meetings.
* Completes Market Intelligence recap to track industry, segment and brand trends for internal customers to increase understanding of the dynamics in the restaurant industry.
* Conducts due diligence on contact information for franchisees within targeted brands to improve RMs' contact database.
* Attends classes and seminars.


Monday - Friday 8:00 a.m. - 5:00 p.m.

Average 40 hours per week.

2.75 GPA Required

Requirements2.75 GPA Required

Preferred qualifications:

* Marketing and/or Finance Degree Majors (junior/senior)
* Strong written communication and analytical skills
* Attention to detail
* Ability to manage multiple priorities and work in a fast paced team environment


* All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, gender stereo typing, and age. First Tennessee is an EO employer - M/F/Vets/Disabled.
* Please view Equal Employment Opportunity Posters provided by OFCCP he

About First Horizon National Corp.

First Horizon National Corporation (Corporation) is a bank holding company. Through its financial subsidiary, First Tennessee Bank National Association (the Bank) and its other banking-related subsidiaries, the Corporation provides diversified financial services. The Company operates in five business segments: regional banking, capital markets, national specialty lending, mortgage banking and corporate. During the year ended December 31, 2008, the Company’s subsidiaries had over 200 business locations in 15 states of the United States, Hong Kong, and Tokyo. In 2008, the Bank had 202 financial center bank branch locations in three states: 191 branches in 17 Tennessee counties, two branches in Georgia and nine branches in Mississippi. Financial center bank branches provide a range of banking services. The Bank also has off-premises automated teller machines (ATMs) and support offices in its banking markets, and offices associated with its headquarters in Memphis, Tennessee. (Source: 10-K)