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Mortgage Loan Processor II Job
First Citizens Bank | Raleigh, North Carolina
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Job Description

Mortgage Loan Processor II
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Job ID #: 28789
Location: NC-Raleigh
Functional Area: Mortgage - Operations
Employment Type: Full-Time Non-Exempt
Education Required: High School Diploma
Experience Required: 1 year
Days and Hours: Monday - Friday 8:00am - 5:00pm
Physical Address: 100 E. Tryon Road, Raleigh, NC 27603
Department Name: Mortgage Operations

Position Description

First Citizens Bank is hiring mortgage loan processors with FHA, VA, USDA, and construction loan experience!

Job Responsibilities:
Process mortgage loan applications in accordance with Bank and Secondary Marketing guidelines. Mortgage applications may include Complex Financial Structures, Construction Perm, FHA/VA, Rural Housing, and/or High Loan Balance (Jumbo). Ensure compliance with federal regulations and established policies and procedures. Validate information supplied by the mortgage loan applicant for underwriting. Update systems, including automated underwriting, with validated information. Document the file according to the applicable underwriting requirements. Communicate on an ongoing basis with the mortgage loan applicant and the Mortgage Banker the status of all files. Prepare each approved loan for submission to the Closing Department. Ensure each declined loan receives a notice as soon as possible after a decision has been rendered. The Processor II contributes to protecting the Bank from fraud, misrepresentation, and mortgage loan default and works for salability of the loan to secondary market investors.

Position Requirements

Basic Qualifications:
Bachelors degree with a minimum of 1 year mortgage processing experience.
Associate's degree with a minimum of 2 years mortgage processing experience.
High school diploma or GED with a minimum of 4 years mortgage processing experience.

Additional Requirements:
Experience in use of business office machines (photocopier, imaging, calculator, personal computer) and experience with various computer software programs.
Must be well-organized and detail oriented.
Must complete training and testing as directed.

Other Preferred Qualifications:
Experience with FHA, VA, USDA, and construction loans.
Experience with Encompass.

We are an Equal Opportunity Employer and do not discriminate against applicants due race, color, religion, national origin, sex, age, disability, veteran status, sexual orientation, gender identity, or other legally protected status.

About First Citizens Bank

First Citizens BancShares Inc. has over $21 billion in assets. BancShares' banking subsidiaries, First Citizens Bank and IronStone Bank, provide a broad range of financial services to individuals, businesses, professionals and the medical community through a network of over 400 branch offices, telephone banking, online banking and ATMs. BancShares is one of Forbes' Platinum 400 Best Big Companies in America. Founded in 1898, First Citizens Bank today operates in North Carolina, Virginia, West Virginia, Tennessee, Maryland, Florida, Washington state and Southern California. The bank has received multiple national awards for customer satisfaction, sustained profitability and overall stability and security, including a five-star superior ranking by independent banking rating firm BauerFinancial Inc. and Greenwich Excellence Awards for Business Banking.

This company profile was created by AfterCollege and is about First Citizens Bank. This page is not endorsed by or affiliated with First Citizens Bank. For questions regarding company profiles, please email: care@aftercollege.com.