Evans Bancorp, Inc.

Evans Bancorp, Inc. is a financial holding company. The Company has two direct wholly owned subsidiaries: Evans Bank, N.A. (Evans Bank or the Bank), which provides a range of banking services to consumer and commercial customers in Western New York, and Evans National Financial Services, Inc. (ENFS), which owns 100% of the common stock of The Evans Agency, Inc. (TEA), which sells various premium-based insurance policies on a commission basis. The Bank is a nationally chartered bank that has its headquarters and a full-service banking office in Angola, New York, and a total of 12 full-service banking ...


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