Mortgage Loan Officer
Mortgage Loan Officer
Community Resource Bank, a $385 million community bank, is looking for a Mortgage Loan
Officer for our Roseville office.
Description:
The Mortgage Loan Officer is responsible for the management of Roseville’s real estate loan
portfolio. The MLO is responsible for soliciting new business relationships and deepening
relationships with existing customers and referral sources. The MLO will analyze loan requests
and make credit decisions based on compliance to policy, regulations and investor guidelines.
Primary Functions:
* Generates real estate loans within guidelines set by bank policy, growth targets and the
secondary market.
* Professionally develop and maintain external and internal referral sources to assist in
ensuring a continuous pipeline of loans.
* Responsible for real estate loan portfolio to include: credit quality, credit approval and
* Responsible for explaining loan options and alternatives to applicants.
* Responsible for referring customers to the other departments of the bank for deposit
relationships to establish a full banking relationship with customers.
* Work closely with Mortgage Processing staff from application to closing.
* Responsible for assuring that customer service is provided in a high-quality manner, as
outlined in the CRB’s customer service standards.
* Oversees the collection of delinquent loans.
* Actively involved in community and civic organizations as appropriate to represent the
bank in the community.
* Responsible for staying abreast of changes in the mortgage industry including evaluation
and implementation of new products and services.
* Maintains an excellent understanding of all bank-related regulations and compliance
issues.
Position Requirements:
Bachelor’s Degree in Business Administration, Finance, Accounting or Related Preferred
3-5 Years of Recent Mortgage Loan Origination Experience Required
Knowledge of the Secondary Market Preferred
Knowledge of FiServ and Mortgagebot a Plus
Previous Bank/Financial Services Industry Experience is a Plus
Must meet and comply with the requirements of the SAFE Act, including the successful
completion of a background check and registration with the Nationwide Mortgage Licensing
System (NMLS).
Competitive compensation and benefits package offered to include: health insurance, dental
insurance, life insurance, disability insurance, 401(k) and paid-time-off. Please send your cover
letter, résumé and salary requirements to hr@crb.bank or Human Resources, Community
Resource Bank, 1605 Heritage Drive, Northfield, MN 55057. No phone calls please. Application
deadline: open until filled. EEO/AA: Women, Minorities, the Disabled and Veterans are
encouraged to apply.