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UHNW/HNW Mortgage Specialist
Citigroup | Chicago, Illinois
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Job Description

* Primary Location: United States,Illinois,Chicago
* Education: Bachelor's Degree
* Job Function: Private Client Product Mgmt
* Schedule: Full-time
* Shift: Day Job
* Employee Status: Regular
* Travel Time: No
* Job ID: 19008402


About Citi

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.

Citi's Mission and Value Propositionexplains what we do and Citi Leadership Standardsexplain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients' and the public's trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities.

Diversity is a key business imperative and a source of strength at Citi. We serve clients from every walk of life, every background and every origin. Our goal is to have our workforce reflect this same diversity at all levels. Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop to are widely available to all.

Brief Description of the Organization

CBNA is the primary legal entity for Citi, providing products and services to consumers, financial institutions and corporate clients around the world.In the past, Citi has provided most of its internal reporting on a business by business basis.With the changes in the regulatory environment, strong legal entity reporting and governance has become essential.This team is responsible for ensuring that CBNA has the appropriate governance and control infrastructure to meet the demand for legal entity planning, execution, information management and the ever-evolving regulatory environment.

Description of the Position

* Citi Private Bank Residential Real Estate Loan Officer Job Description
* Serve as primary client contact for the mortgage throughout process, from initiation of inquiry to closing, maintaining proactive communication with client and Private Banker at all times.
* Includes preparation, maintenance and communication of pipeline.
* Primary point of client contact for obtaining credit documents and clearing underwriting conditions.
* Serve as "product champion" for assigned business and as the primary resource to accumulate and communicate product information.
* Provide regular input to the Private Bankers, Associate Bankers and management in terms of MIS, competitive feedback, key client status reports, promotional opportunities, etc.
* Identify all cross-sell opportunities to Private Bankers as part of client contact.
* Being responsible for all activities from registering applications through underwriting submission.
* Reviewing and following up on a frequent basis to process trailing documents as needed.
* Ability to obtain relevant information from clients, realtors, builder, title companies, appraisers, bankers, accountants or anyone associated with the origination process.
* Functioning as part of a deal team that requires effective participation and contribution. The position requires the individual to independently exert leadership and effectively orchestrate the assigned portion of the mortgage process.
* Excellent understanding of all aspects of loan programs and internal and external guidelines.
* Meet assigned qualitative and quantitative MBO's, as determined by line and product management jointly.
* Support, on specified basis, back-up needs for Loan Officer colleagues from other businesses / regions.
* Working knowledge ability to understand and interpret complex tax returns and cash flow statements to determine income.
* Understanding of complex mortgage structuring
* Attending regular Global Manager and Region Manager meetings and present product detail to Bankers.


Minimum of 7 years experience as an originator in the mortgage industry with a proven successful track history

Working knowledge of MS office and specifically excel

4 year college degree required, qualified to be on the National NMLS registry

* Familiarity / experience (5 - 7 years) with all aspects of mortgage origination process, including processing, underwriting, and closing.
* Experience with Loan Origination System tools
* Excellent written and verbal communication skills; and a high level of interpersonal and consultative skills.
* Ability to speak directly with UHNW clients, family office staff, and financial planners/accountants on client specific information.
* Strong team, client and service orientation.
* Problem solving ability / basic credit analysis skills.
* High level of mortgage product knowledge, incorporating product and pricing structures, underwriting and appraisal processes, salability guidelines, etc.
* Goal orientation, supported by a strong focus on client needs.Strong time management and organizational skills, with superior follow-up and attention to detail.
* Proactive, energetic, resourceful.

This company profile was created by AfterCollege and is about Citigroup. This page is not endorsed by or affiliated with Citigroup. For questions regarding company profiles, please email: care@aftercollege.com.