1-3 years of experience
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Employment Type:
Full time
Job Category:
Credit Analyst - CapitalSource (Chevy Chase, MD)
(This job is no longer available)
CapitalSource | Bethesda, MD
Grad Date

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Job Description

The Commercial Credit Analyst position is expected to monitor the performance of commercial borrowers, identify deviations from agreed upon performance, and take the appropriate remedial steps. The Credit Analyst should strive to understand the client's operating performance and needs, and work to build strong working relationships with clients, and other constituents. The Credit Analyst will work closely with a Loan Officer to assess client credit risk.


* Conduct financial analysis of credit and collateral of borrowers, with emphasis on data accumulation and trend analysis

* Perform financial, operational, valuation, underwriting, and transactional analysis

* Complete borrower risk assessments

* Interact with various management staff

* Travel to client sites

* Perform other duties as assigned


* Bachelor's degree in Accounting, Finance, or Economics; if non-business coursework was completed for an undergraduate degree, an MBA would also meet the educational requirements

* 2 years of public accounting or commercial Credit Analyst banking experience

* Ability to analyze financial statements (profit and loss, balance sheet, and cash flow statements)

* Ability to multi-task in a fast paced environment

* Strong analytical skills and resourcefulness necessary to complete in-depth industry and market analyses.

* Superior interpersonal, writing and oral communication skills

* Ability to travel
* Above average knowledge of MS Word and Excel mandatory

* There will be some on-the-job training; however, the candidate should be a "self-starter"


About CapitalSource

CapitalSource Inc. is a commercial lender that provides financial products to middle market businesses. Through its wholly owned subsidiary, CapitalSource Bank, the Company provides depository products and services in southern and central California. It operates through three segments. The Commercial Banking segment comprises the Company's commercial lending and banking business activities. The Healthcare Net Lease segment comprises its direct real estate investment business activities. The Residential Mortgage Investment segment comprises the Company's remaining residential mortgage investment and other investment activities, in which it formerly engaged to optimize its qualification as a real estate investment trust. In July 2008, the Company acquired approximately $5.2 billion of deposits, the commercial real estate participation interest (the A Participation Interest) and 22 retail banking branches from Fremont Investment & Loan and commenced operations of CapitalSource Bank. (Source: 10-K)