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Employment Type:
Full time
Job Category:
Credit Analyst (Leveraged Finance) - Los Angeles
(This job is no longer available)
California Bank & Trust | Los Angeles, CA
Grad Date

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Job Description

Credit Analyst (Leverage Finance) - Los Angeles

California Bank and Trust, a leader amongst banks in California with over $10 billion in assets and nearly 100 branch offices in the state, is currently seeking a Credit Analyst with our leverage finance group to conduct credit investigations and analyzes credit information. California Bank & Trust prides itself on creating California's best banking relationships and to do this we must continue to build a team of intelligent contributors who can add value to our clients' businesses and build deep roots in the communities we serve.

The Credit Analyst (Leverage Finance) professional in LA will perform the following responsibilities:

* Conducts credit investigations and analyzes credit information pertaining to loans Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches.
* Analyzes financial statements and related material. Analyzes financial conditions and trends. Reviews and reports non-compliance with loan covenants.
* Determines cash flow using appropriate tax analysis.
* Prepares summaries, presents facts, and offers opinions concerning credit-worthiness.
* Provides credit information and references for customers, loan officers, or other agencies as requested.
* May provide rates and loan information to clients.
* Ensures that all credit files include proper documentation including current financial statements, agency reports, etc.
* Maintains control over current accounts, noting payment progress, watching for any developing problems, and keeping loan officers informed.
* Writes credit memorandums.
* Accompanies lenders on business calls.
* Conducts industry research.
* Assists with special projects as assigned.
* MUST HAVE a Bachelor degree and at least one year of credit analysis experience, lending/credit procedures and processes or other directly related experience.
* STRONGLY DESIRES at least 6 months of recent work experience with leveraged finance internship; a combination of education and experience may meet requirements.
* Basic knowledge of financial and spread analysis and credit/lending procedures for less complex loans.
* Knowledge of and ability to apply commercial credit principles, theories, concepts, and techniques.
* Ability to work with lending officers and staff.
* Good communication skills, both verbal and written.
* Ability to make sound decisions regarding loans.
* Good PC skill required.


* Health / Dental / Vision benefits plan
* 401 k plan with generous matching contribution
* Competitive pay commensurate with experience
* Promotional Opportunities & career growth
* Stable Employer and a division of ZB, NA. Zions is included in the S&P 500 and NASDAQ Financial 100 indices.

About California Bank & Trust

California Bank & Trust is among the largest commercial banks in the State of California with over $8 billion in assets and nearly 100 branch offices. With local management and decision-making and an emphasis on relationship banking, CB&T provides a variety of products, resources and financing solutions for businesses and individuals, including wealth management, Internet banking, commercial and small business lending, cash management and international banking.